24-48 hrs
To funding, once approved
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Trades & Construction funding
Bridge the gap between the work and the payment.
Materials, crews, equipment, and the cash to cover it all while you wait on a draw, funded in 24 to 48 hours.
$10K-$3M
Funding range
1 Page
Application
All profiles
Credit considered
Contractors finance everyone else's project. You buy the materials, make payroll, and carry the job for weeks before the draw or the final check comes in. Take on two big jobs at once and the math gets tight fast.
Exp Capital gives you the working capital to say yes to the next job without starving the last one, and equipment cash-out to turn the machines you own into cash when you need it.
What owners use it for
Funding for the real costs of trades and construction
Materials and supplies
Buy for the job now, before prices move or the draw clears.
Crews and payroll
Keep your best people paid and on site.
Equipment
Buy, rent, or repair the machines that keep jobs moving.
Bridge on receivables
Cover the gap between finishing work and getting paid.
Bonding and mobilization
Fund the upfront costs of taking on a bigger contract.
Equipment cash-out
Own machines outright? Pull that value back out to fund the next job.
Faster than a bank
Built for how trades and construction actually moves
Exp Capital
Bank loan
When the job, the repair, or the buy will not wait weeks for a bank committee, speed is the whole point. Approved deals fund in 24 to 48 hours.
The process
Three steps to funded
1
Tell us about your business
A few quick questions, about 60 seconds, and it never touches your credit.
2
Get a real decision
A dedicated advisor reviews your file and brings back the options you actually qualify for.
3
Get funded
Approve your offer and the capital lands in your account, typically in 24 to 48 hours.
Check your eligibility
See what your business qualifies for
Takes about a minute. No documents to upload yet, no impact to your credit, and no obligation. A funding advisor follows up the same day.
- Approved deals funded in 24 to 48 hours.
- $10,000 to $3,000,000 based on your revenue.
- All credit profiles are welcome to apply.
See what you qualify for
8 quick questions. Free, about a minute.
Funded in
24-48 hrs
24-48 hrs
You are all set.
A funding advisor will reach out today to walk through your options.
Approved deals are typically funded within 24 to 48 hours.
Questions
Trades and Construction funding, answered
Can funding cover me between draws?
Yes. Bridging the gap between work performed and payment received is one of the most common uses we fund.
Do you fund subcontractors?
Yes. Subs, GCs, and specialty trades all qualify based on revenue and bank history.
Can I borrow against my equipment?
Yes, that is equipment cash-out, on machines you own free and clear.