24-48 hrs
To funding, once approved
Home / Industries / Retail & Boutiques
Retail & Boutiques funding
Stock the shelves and fund the growth.
Inventory, buildout, POS, and marketing, funded fast, so you never miss a season or a bulk-buy opportunity.
$10K-$3M
Funding range
1 Page
Application
All profiles
Credit considered
Retail is a timing game. You have to buy inventory before you sell it, and the best deals and busiest seasons never line up neatly with your cash on hand. Miss the buy window and you miss the revenue.
Exp Capital funds retailers and boutiques with quick working capital and term loans, so you can stock up ahead of demand, refresh the store, and grow without draining the register.
What owners use it for
Funding for the real costs of retail and boutiques
Inventory
Buy ahead of your busy season and take bulk pricing.
Store buildout
Refresh the space, add fixtures, or open a new location.
POS and systems
Upgrade the tech that runs your store and your ecommerce.
Marketing
Fund the campaigns and promotions that bring people in.
Payroll
Staff up for the holidays and the rush without stress.
Working capital
Smooth out the slow months between selling seasons.
Faster than a bank
Built for how retail and boutiques actually moves
Exp Capital
Bank loan
When the job, the repair, or the buy will not wait weeks for a bank committee, speed is the whole point. Approved deals fund in 24 to 48 hours.
The process
Three steps to funded
1
Tell us about your business
A few quick questions, about 60 seconds, and it never touches your credit.
2
Get a real decision
A dedicated advisor reviews your file and brings back the options you actually qualify for.
3
Get funded
Approve your offer and the capital lands in your account, typically in 24 to 48 hours.
Check your eligibility
See what your business qualifies for
Takes about a minute. No documents to upload yet, no impact to your credit, and no obligation. A funding advisor follows up the same day.
- Approved deals funded in 24 to 48 hours.
- $10,000 to $3,000,000 based on your revenue.
- All credit profiles are welcome to apply.
See what you qualify for
8 quick questions. Free, about a minute.
Funded in
24-48 hrs
24-48 hrs
You are all set.
A funding advisor will reach out today to walk through your options.
Approved deals are typically funded within 24 to 48 hours.
Questions
Retail and Boutiques funding, answered
Can I fund a seasonal inventory buy?
Yes. Buying inventory ahead of your busy season is one of the most common uses we fund.
Do you fund online and brick-and-mortar retail?
Both. We fund ecommerce, physical stores, and hybrid retailers on revenue.
How fast can I get funded before a big season?
Most approvals are same day, with funds typically in your account within 24 to 48 hours.