Learning Center
Loan types
Every way a business can borrow, priced honestly, with the situation each one actually fits and the arithmetic behind the cost.
Accounts receivable financing, and why your ledger is worth less than you thinkAsset based lending, and the fixed costs nobody quotes youBusiness acquisition loans, and the price your lender will actually carryBusiness financing with bad credit, priced honestly by bandEquipment cash-out, and why the funder values your truck at half of retailEquipment financing, and why the machine is the reason you get approvedFranchise financing, and the line item that sinks most first unitsInventory financing, and the appraisal that ruins everyone's projectionInvoice factoring, and why your customer's credit matters more than yoursNo doc business loans, and what an hour of paperwork is actually worthPurchase order financing, priced on a deal you almost turned downRevenue based financing, and why growing fast makes it cost moreStartup business loans, and the honest list of what actually fundsThe business line of credit, and what it really costs to keep oneThe business term loan, priced out on $250,000The merchant cash advance, explained without the sales pitchThe SBA 504 loan, and why it is really two loansThe SBA 7(a) loan, and what the paperwork actually buys youThe short term business loan, and the renewal that costs you twiceThe working capital loan, which is a purpose and not a productUnsecured business loans, and what the word actually protects