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Everything about business funding, written straight.

We broker these deals every day. This is what we actually know about how funding works, what it costs, and when it is the wrong idea. No pitch, no filler, and the arithmetic is always shown.

21 pagesLoan types

Every way a business can borrow, priced honestly, with the situation each one actually fits and the arithmetic behind the cost.

12 pagesComparisons

The same dollar amount priced two ways, with the break even point spelled out, so you can see exactly where one product beats the other.

12 pagesGuides

How underwriting really works, what the numbers on your bank statements mean, and how to read an offer properly before you sign it.

14 pagesDocument library

Every document a funder asks for, exactly what the underwriter reads on it, how to get it, and what separates a clean one from a problem.

12 pagesCredit cards

How 0% APR really works, what card stacking costs when it goes wrong, personal guarantees, and building business credit that stands alone.

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The six pages worth reading first

The merchant cash advance, explained without the sales pitchA merchant cash advance is not a loan. It is the purchase of your future receivables. Here is the real math, the true A factor rate is a multiplier, not an interest rateA factor rate is a multiplier, not a percentage. Here is the arithmetic on a real $75,000 deal, and why a 1.32 factor The exact lines an underwriter reads on your bank statementsFourteen lines an underwriter checks on every statement, what each one changes about your offer, and two files with id Merchant cash advance versus business term loanAn advance and a term loan can cost almost identical total dollars on $50,000. The difference is how fast the money le The cheapest capital in America, or the most expensive money in the buildingA 0 percent promotional business card is either free capital or 25 percent capital. One number, committed to on day on Your bank statements are the applicationThree months of business bank statements decide most working capital offers. Here are the four lines an underwriter re

Everything about business funding, written straight.

The six pages worth reading first

Reading is free. So is finding out what you qualify for.